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Money and Finance > Borrowing or Lending Money > Lending Money to a Friend > PROs
 Posted by caffeinated1
Dec 08, 2006 04:39 AM
Lending Money to a Friend
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All of us at some point or another have lent money to a friend. In grade school, it might not have been such a big deal. Now you're grown up and the money we're talking about is a little more than milk money. If a friend asks you for a loan and you don't have that kind of money, the answer is easy. But did you ever lend a few bucks to a friend who forgot to hit the ATM that day? And it is conveniently (for him) forgotten? So as a friend, what are the pros and cons of lending money to a friend?
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| Your friend is more likely to pay you back |
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| After all, this is your friend and they are trustworthy, right? |
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| Your loan will save the day |
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| They wouldn't be asking you as a friend unless they were in dire straits. If you were in their shoes, you would ask your friends as a last resort and would be grateful if they lent you the money, right? |
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| Only if you dont' expect it back |
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| You're a good friend if you lend it without expect it back. So if it's more than lunch money, think twice about it. |
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| Win-win |
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| Your friend will pay more interest and you won't make as much interest if dealing with a bank. By lending the money to a friend, the friend gets a better interest rate and you get more too, assuming the loan is paid back. |
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